One of the first steps to buying a house is identifying why you need to own a property. While family, close friends, and coworkers may encourage buying your first – or fifth – home, it’s important to come to that conclusion yourself.

The cheapest time of year to buy a house is typically during the cooler months. This is due, in large part, to the increased buyer interest in warmer months.

No matter how much we hate it, mere numbers on a credit report can determine the type of house we buy, where we can purchase a property, and how much we receive through home loans.

A lot of people dream of owning their own house someday. This means being able to first raise enough money for the down payment.

Steps to buying a house begin with a plan and some careful thought. You need to know what your needs are in your future home.